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American Residential Warranty Review

Our take on American Residential Warranty, the home warranty company.

Last Updated: December 2024

American Residential Warranty logo

Our Summary

American Residential Warranty makes it their mission to provide 24/7/365 service to homeowners who want the ultimate protection for their residences. They offer their home warranty services across all fifty states by partnering with many major brands, like AIG Warranty, Asurion, and GE Appliances. ARW is well-known for providing customizable plans that provide complete peace of mind. They also carry excellent ratings with the Better Business Bureau and accredited by Consumer Affairs.

When you go with American Residential Warranty as your home warranty company of choice, you can get set up in just a few minutes. Start by making an account, dial in your coverage level, and make that first premium payment. It’s really that easy.

American Residential Warranty makes it their mission to provide 24/7/365 service to homeowners who want the ultimate protection for their residences. They offer their home warranty services across all fifty states by partnering with many major brands, like AIG Warranty, Asurion, and GE Appliances. ARW is well-known for providing customizable plans that provide complete peace of mind. They also carry excellent ratings with the Better Business Bureau and accredited by Consumer Affairs.

When you go with American Residential Warranty as your home warranty company of choice, you can get set up in just a few minutes. Start by making an account, dial in your coverage level, and make that first premium payment. It’s really that easy.

View Plans

Coverage


You have many plans to choose from while setting up your ideal coverage level. If you want coverage for all your appliances, you can choose their Kitchen Plus plan. If you’d like your heating and cooling system, electrical, and appliances protected, then you can get their Platinum plan instead.




They also have a separate heating and cooling plan if you prefer to keep it separate. Their most popular plan is the Platinum Premium, which covers home systems, appliances, electrical, and plumbing.


Common systems and appliances protected by these plans include:

    • Water heaters/span>
    • Built-in microwaves
    • Garage door openers
    • Ceiling fans
    • Plumbing fixtures


They even cover items that were not properly permitted or installed.


Although these plans offer comprehensive coverage, they do not protect your electronics. For that, you’ll need to select the Ultimate Electronics Protection option. Then, you’ll get warranty coverage for your TVs, computers, and much more.


You also have the choice to bundle three or four of their coverage options into one easy-to-manage plan. To find your ideal level of protection, you just have to reflect on your household’s needs. Think about the cost of repairing your major systems, appliances, and electronics to see if it’s worth the price.

Pricing & Onboarding

You can expect to pay anywhere from $25 to $60 per month for each of their individual plans. If you select the 3-in-1 bundle, you’ll pay $110 per month instead. The 4-in-1 plan is $125 and offers the highest level of protection.

Depending on the plan you select, you can pick add-ons to expand your coverage.

Their most popular add-ons and their corresponding prices are:

      • Laundry appliances: $10
      • Swimming pool and spa: $24
      • Well pump: $15
      • Water and sewer line: $18

In addition to these monthly rates, you will need to pay a one-time enrollment fee of $40.



When you sign up, you lock in your rates for one year. You then get 30 days to decide if you’re happy with the plan and make changes, including upgrading or removing your add-ons. You can pay your monthly premium on an annual basis or choose to make monthly or quarterly payments instead.

If you’re not satisfied with your quality of service, you can cancel anytime. They promise to get your account canceled and issue a refund within 30 days. If they miss the mark, they will add a 10% bonus to your refund to make up for the delay.

When you need service, you’ll need to pay a $55 fee each time a contractor comes out to help. American Residential Warranty provides a 60-day guarantee on all parts and 30 days on workmanship. If anything goes wrong in that time, they will have a contractor return to fix the problem.

Contractors & Service Quality

When you need a service appointment, you can select your own contractor or have an in-network repair pro sent out. American Residential Warranty maintains a large roster of screened contractors with a reputation for quality workmanship. Their contractors are licensed and insured to make sure their customers get the highest quality of service.




Upon calling for a service appointment, they will send out a contractor to your home within just 48 hours. If you’re experiencing an emergency situation, let them know and they will seek someone who can make it there in less than 24 hours. You can also call around to find any qualified contractors who can come right out and help.

Either way, you’ll only pay the $55 service fee plus your monthly premium, no matter what the repairs will cost. If they cannot repair the system or appliance, then they will seek a replacement instead, which is also covered in full by your initial service fee.

Bottom Line

When you choose American Residential Warranty, you get the chance to customize your home warranty coverage from top to bottom. Furthermore, the ability to select your own contractor or go with an in-network repair professional gives you unmatched flexibility. If that sounds like just what you need, you can get signed up in just a few minutes. You can either purchase your plan online or give them a call to get started.