Home Warranty of America Review

Home Warranty of America makes it easy and affordable to protect your home’s systems and appliances. Homeowners can choose from one of two low-priced coverage plans, so you can pick whichever plan best matches your coverage needs and budget. Both plans cover must-have inclusions like water heaters, refrigerators, burglar alarms, and more.

Highlights

Two coverage plans to choose from
Nationwide network of technicians
Request service via phone or online
Dedicated customer service line

Coverage Plans

Home Warranty of America offers homeowners two protection plans: the Premier Plan and the Premier Plan Plus.

Both plans cover everyday appliances and systems—such water heaters, plumbing systems, and dishwashers—but homeowners can extend their coverage options with the Premier Plan Plus. The Premier Plan Plus provides coverage for air conditioning systems and for more than 30 additional protected parts and appliances.

Premier Plan (starting at $46.08/month)
The Premier Plan includes basic protection for:

Major Systems

Heating System/Furnace
Garage Door Systems
Electrical System
Ductwork

Kitchen & Laundry

Dishwasher
Built-In Microwave
Range/Oven/Cooktop
Trash Compactor
Garbage Disposal
Refrigerator
Washing Machine
Dryer

Bath & Plumbing

Plumbing System
Water Heater
Whirlpool Bathtub
Permanent Sump Pump

Exterior & Additional Appliances

Doorbell
Burglar & Fire Alarm Systems
Ceiling Fans and Exhaust Fans
Central Vacuum

Premier Plus Plan (starting $59.92/month)
The Premier Plus Plan provides:

All of the protection included in the Premier Plan
More extensive parts coverage for the appliances and systems offered in the
Premier Plan, totaling over 30+ additional parts covered
Protection for air conditioning systems

Contractors and Servicing

If a covered system or appliance breaks down, there’s no need for a homeowner to find their own technician. Home Warranty of America works with a nationwide network of technician professionals, meaning homeowners can contact Home Warranty of America directly and a representative will send them a tech to their home the following day.

After paying their technician a fixed Trade Called Fee (discussed in the contract phase with Home Warranty of America), they’ll service the homeowners’ system or appliance and send the bill straight to Home Warranty of America. If the technician can’t fix your covered item, Home Warranty of America will provide a replacement.

How to Sign Up

For an accurate quote, follow the button below to the Home Warranty of America website or call the number to speak with a representative directly.

The Bottom Line

With two coverage plans, a network of professional technicians, and low monthly pricing, Home Warranty of America is a great solution for anyone looking to extend the life of their systems and appliances.

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Frequently Asked Questions (FAQ)

What does a home warranty cover?

A home warranty usually helps with the repair or replacement of major home systems and appliances that break down from normal wear and tear. This can include systems like heating, air conditioning, plumbing, and electrical, as well as appliances like refrigerators, dishwashers, and washing machines. Some plans also offer extra coverage for things like pools, spas, or electronics. Coverage depends on the provider and plan, so be sure to check the details of the specific home warranty policy.

How much does a home warranty plan cost?

Home warranty plans usually cost $300 to $600 per year, or about $25 to $50 per month. Depending on the repair, you may need to pay a service fee, typically between $50 and $150, which goes to the technician for their time and expertise. The price of a home warranty plan can vary based on the level of coverage, the provider, where you live, and the size or age of your home.

Are home warranty plans worth the money?

For many homeowners, a home warranty plan can be worth it for financial protection against unexpected repair costs of home systems and major appliances. If your appliances and systems are older or expensive to repair, a home warranty could save you money. Think about how often you might need repairs and compare the yearly cost of a plan, including service fees, to the potential cost of fixing or replacing items on your own, (which can total thousands of dollars out of pocket). Reviewing what’s covered and choosing a plan that fits your needs can help you decide if it’s a good value for you.