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Choice Home Warranty Review

Choice Home Warranty (Choice) is a New Jersey-based home warranty provider that was recently named Best Home Warranty company by U.S. News and World Report. It provides repair, replacement, or payout coverage to customers around the US, shielding consumers from expensive and unexpected home repairs.

Choice Home Warranty has proven that it can be trusted, having provided coverage for more than 1 million homes and handing over 3 million service requests.


Coverage and Pricing

Choice Home Warranty prices its plans on a personalized quote system so they can meet each homeowners’ unique coverage needs for a reasonable price. Generally speaking, home warranties usually cost $25 to $60/mo. for basic coverage.

The company offers two plans, the Basic Plan and the Total Plan, as well as add-on coverage, allowing you to customize a plan to your needs.

The Basic Plan Covers:

  • Heating system
  • Electrical
  • Plumbing system
  • Plumbing stoppages
  • Whirlpool bathtub
  • Oven/stove/cooktop/range
  • Dishwasher
  • Garage door opener
  • Ceiling and exhaust fans

The Total Plan covers the above plus:

  • Air conditioning
  • Refrigerator
  • Washer/Dryer


Contractors and Service

Choice works with a network of licensed and vetted local professionals around the country. When you make a claim using their easy 24/7 online form, they can have a contractor scheduled for a visit within 4 hours for emergencies or 2 days for non-emergencies.

You will pay a modest service fee directly to your contractor before they leave your home. This per incident service fee varies but will be clearly outlined in your contract. You should expect services fees to range between $75–$125.

If a repair or replacement should fail within 30 days, the company will not charge a service fee to fix the appliance again.


How to Sign Up

You can sign up with Choice Home Warranty by following the link on our comparison site. Customers who use our link automatically receive unique promos and deals on their home warranty contracts.

Once on the Choice site, you will fill out a quick online form to receive your quote. It’s as easy as that!


Bottom Line

Choice offers comprehensive home warranty coverage with very few exemptions. They require total coverage if you want to cover your refrigerator, washer, and dryer, which is different from most other plans that cover these at the basic plan level. However, with fewer exemptions than other plans, this may be a trade-off that works in your favor.

Overall, Choice has established itself as a reputable home warranty provider that offers extensive coverage and great customer service, making it an excellent choice.

Frequently Asked Questions (FAQ)

A home warranty usually helps with the repair or replacement of major home systems and appliances that break down from normal wear and tear. This can include systems like heating, air conditioning, plumbing, and electrical, as well as appliances like refrigerators, dishwashers, and washing machines. Some plans also offer extra coverage for things like pools, spas, or electronics. Coverage depends on the provider and plan, so be sure to check the details of the specific home warranty policy.
Home warranty plans usually cost $300 to $600 per year, or about $25 to $50 per month. Depending on the repair, you may need to pay a service fee, typically between $50 and $150, which goes to the technician for their time and expertise. The price of a home warranty plan can vary based on the level of coverage, the provider, where you live, and the size or age of your home.
For many homeowners, a home warranty plan can be worth it for financial protection against unexpected repair costs of home systems and major appliances. If your appliances and systems are older or expensive to repair, a home warranty could save you money. Think about how often you might need repairs and compare the yearly cost of a plan, including service fees, to the potential cost of fixing or replacing items on your own, (which can total thousands of dollars out of pocket). Reviewing what’s covered and choosing a plan that fits your needs can help you decide if it’s a good value for you.