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Choice Home Warranty Review

Choice Home Warranty (Choice) is a New Jersey-based home warranty provider that was recently named Best Home Warranty company by U.S. News and World Report. It provides repair, replacement, or payout coverage to customers around the US, shielding consumers from expensive and unexpected home repairs.

Choice Home Warranty has proven that it can be trusted, having provided coverage for more than 1 million homes and handing over 3 million service requests.

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Coverage and Pricing

Choice offers two plans, the Basic Plan and the Total Plan, as well as a la carte add-on coverage.

The Basic Plan Covers:

  • Heating system
  • Electrical
  • Plumbing system
  • Plumbing stoppages
  • Whirlpool bathtub
  • Oven/stove/cooktop/range
  • Dishwasher
  • Garage door opener
  • Ceiling and exhaust fans

The Total Plan covers the above plus:

  • Air conditioning
  • Refrigerator
  • Washer/Dryer

Choice prices its plans on a personalized quote system so they can meet each homeowners’ unique coverage needs for a reasonable price. Generally speaking, home warranties usually cost $25-60/mo. for basic coverage.

Contractors and Service

Choice works with a network of licensed and vetted local professionals around the country. When you make a claim using their easy 24/7 online form, they can have a contractor scheduled for a visit within 4 hours for emergencies or 2 days for non-emergencies.

You will pay a modest service fee directly to your contractor before they leave your home. This per incident service fee varies but will be clearly outlined in your contract. You should expect services fees to range between $75–$125.

If a repair or replacement should fail within 30 days, the company will not charge a service fee to fix the appliance again.

How to Sign Up

You can sign up with Choice Home Warranty by following the link on our comparison site. Customers who use our link automatically receive unique promos and deals on their home warranty contracts.

Once on the Choice site, you will fill out a quick online form to receive your quote. It’s as easy as that!

Bottom Line

Choice offers comprehensive home warranty coverage with very few exemptions. They require total coverage if you want to cover your refrigerator, washer, and dryer, which is different from most other plans that cover these at the basic plan level. However, with fewer exemptions than other plans, this may be a trade-off that works in your favor.

Overall, Choice has established itself as a reputable home warranty provider that offers extensive coverage and great customer service, making it an excellent choice.

Frequently Asked Questions (FAQ)

Home warranty plans typically cover a home’s appliances and systems. Some home warranty plans offer add-on coverage for pools, spas, electronics, and more.
Home warranty plans average $40/mo., plus the price of a service charge per service request. A service charge is typically paid out directly to the technician and costs an average of $125.
For many homeowners, a home warranty plan is absolutely worth the money. As a homeowner, the cost of repairs and replacements to the systems and appliances in your home can quickly stack up. The financial burden of the low monthly premium for a home warranty is much easier to shoulder than a sudden $2,000+ replacement charge.