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Our Take on Total Home Protection
Last Updated: August 2025
Total Home Protection offers industry-leading home warranty services that are fast and effective. Using its network of pre-screened professional service providers, the company provides support 24/7. Founded in 2016, Total Home Protection provides services across the United States, except in Iowa and California.
Boasting an "A" rating from the Better Business Bureau (BBB), Total Home Protection offers new customers one month free. In addition, it sometimes has specials that make its services an even better value for the money than it normally is.
Total Home Protection offers industry-leading home warranty services that are fast and effective. Using its network of pre-screened professional service providers, the company provides support 24/7. Founded in 2016, Total Home Protection provides services across the United States, except in Iowa and California.
Boasting an "A" rating from the Better Business Bureau (BBB), Total Home Protection offers new customers one month free. In addition, it sometimes has specials that make its services an even better value for the money than it normally is.
The coverage provided by Total Home Protection mirrors the industry standard in that the company doesn't cover the replacement or repair of any items that have pre-existing issues that have needed such services before. For homes that are more than 5,000 square feet in size, the company charges a higher fee -- another standard that is typical within the industry.
In addition, there are charge limits and component exclusions that apply to covered items. While these can vary depending on the plan that is chosen, as well as any add-ons, below is a sampling of some typical charge limits:
In addition, Total Home Protection does not cover the following items which is also typical for the home warranty industry:
Many of the above items might be covered under a homeowner's insurance policy.
While Total Home Protection does offer coverage for roof leaks under its optional items, the company has limitations the apply to it. For example, roof leak coverage is not designed to provide a complete or partial roof replacement. Instead, it includes repairing composite and shake roof leaks that are over the living areas that are occupied within single-family homes. Total Home Protection does not provide coverage for roof leaks that are over decks, patios, or porches.
Total Home Protection offers two standard home warranty plans: Gold and Platinum. Each of these can be customized to fit the needs of the homeowner or real estate agent.
This company provides replacement or repair coverage for the items within the contract without regard to the model, age, or make of the appliance or system. This type of comprehensive approach means that a home warranty from Total Home Protection can provide anyone with the coverage they need to be protected.
For customers who are interested in getting home warranty protection from Total Home Protection, it's a good idea to contact the company for a free quote. Expect to pay about $600 each year for the Platinum plan or $52 each month.
Gold Plan
The Gold Plan provides extensive coverage for many appliances and systems within a home including:
Platinum Plan
The Platinum plan from Total Home Protection covers everything that is included in the company's Gold plan while providing additional coverage including:
Optional Services
Total Home Protection offers a robust list of optional services that customers can choose from. This provides them with the ability to fully tailor their home maintenance services to meet their specific needs. Some optional services that are available include:
The contractor network that Total Home Protection maintains spans the states that the company provides coverage for. Total Home Protection has a page on its website solely dedicated to contractors who want to work with the company. This builds transparency and alerts consumers to the fact that the company is vetting and monitoring the contractors that it partners with.
With two comprehensive home warranty plans to choose from -- as well as an extensive list of options—Total Home Protection offers affordable services across 48 states. The ability for a homeowner or real estate agent to customize their coverage to meet their own needs and not be pigeonholed into what might be considered the "average" services makes this company an attractive option.
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